Free guides, calculators, and software to go from newly licensed to fully operational. Built for P&C agents starting their first independent agency.
Guides and calculators are free with no signup. Software includes a 30-day free trial.
You passed your exam and got your license. Now what? Most new agents spend weeks figuring out business setup, carrier appointments, technology, and operational basics that established agents take for granted. This kit gives you the answers upfront so you can focus on selling.
5 free resources + agency management software
Step-by-step guide covering licensing, E&O, carrier appointments, business setup, technology, and first clients. Written for new P&C agents.
Read the guide →State-specific estimate of your first-year costs. Licensing fees, E&O, LLC formation, office setup, and technology - all in one place.
Calculate your costs →Estimate your first-year revenue by policy type. New business vs. renewal rates, agency splits, and book of business projections.
Estimate your revenue →What a COI is, when clients need one, what each field means, and how to generate them without manual formatting.
Read the COI guide →How to build a renewal discipline from day one. Why agents lose clients to missed renewals and how to prevent it.
Read the renewal guide →Client tracking, policy management, renewal reminders, COI generation, document storage, and CSV import. Built for agencies with 1-5 agents.
Start 30-day free trial →From licensed to operational in 5 days
Read the startup guide. Understand licensing, E&O, and carrier appointments.
Open →Run the cost calculator. Know your first-year numbers before spending.
Open →Sign up for InsurAMS. Import your spreadsheet or add your first client.
Open →Add your first policies with coverage details. Set up carrier appointments.
Open →Generate your first COI. Review your renewal queue. You are operational.
Open →InsurAMS includes a built-in launch checklist that turns the starter kit into action
Name, phone, address. Takes 30 seconds. Optional demo data lets you explore first.
In-app checklist connects startup tasks to product workflows. Tracks what you have done and what is left.
Clients, policies, renewals, COIs, documents, tasks. All in one place from day one.
Guides and calculators are free forever. InsurAMS software is one flat price with no per-user fees.
No signup required
30-day free trial, per agency
We offer a partner-sponsored program for agency networks, pre-licensing schools, CE providers, and insurance communities. Give your members a modern AMS as a member benefit.
New independent insurance agents need: a P&C license, E&O insurance, a business entity (LLC or S-Corp), carrier appointments, an agency management system for tracking clients and policies, and a way to generate certificates of insurance. The InsurAMS Starter Kit bundles free tools and guides covering all of these steps.
First-year costs typically range from $2,500 to $12,000 depending on your state, office setup, and technology choices. Major costs include licensing ($200-900), E&O insurance ($500-1,500/year), LLC formation ($40-500), and technology. Use the free Startup Cost Calculator in the Starter Kit for a state-specific estimate.
The startup guide, cost calculator, and commission calculator are completely free with no signup required. InsurAMS agency management software includes a 30-day free trial, then $99/month per agency. There are no setup fees or contracts.
Yes. InsurAMS includes CSV import that works with Google Sheets and Excel exports. You can bring in your existing clients and policies without manual re-entry. The launch checklist inside the app guides you through the transition.
Start with the free resources. When you are ready, set up InsurAMS in 5 minutes and follow the built-in launch checklist.
Questions? [email protected] - human reply within one business day.